Compensation & Independence Disclosure
The complete, plain-language version of how BSUREE makes money and what “independent” means here.
Our compensation model
BSUREE is designed to generate revenue primarily from consultation and advisory services paid directly by clients — for example, a detailed insurance recommendation report, a policy review, or ongoing advisory support. This is a deliberate choice: when our income depends on the quality of our advice rather than on selling a specific product, our incentives are aligned with yours.
When referral relationships apply
In markets and situations where regulations permit it, BSUREE may partner with licensed insurers or brokers. If you choose to purchase a policy through a referral from us, the partner may pay BSUREE a referral fee. Two commitments apply whenever this happens:
- It never changes the premium or price you pay — the referral fee comes from the insurer/broker's own margin, not an added cost to you.
- We will tell you clearly, at the time of the recommendation, whenever a referral relationship exists for that specific option.
What BSUREE is not
BSUREE is an insurance education and decision-support platform. We are not an insurance company, and we do not underwrite policies. We are not currently acting as a licensed insurance broker or agent in any jurisdiction unless explicitly stated to you in writing for a specific transaction — where local regulations require a license to recommend or sell specific insurance products, we work toward obtaining the appropriate license or refer you to a licensed professional for that specific step.
Not a substitute for licensed professional advice
Our guidance is educational and general in nature. It does not replace personalised advice from a licensed insurance advisor, financial planner, or legal professional where your situation calls for it. Always read policy documents carefully and consult the insurer directly before making a final purchase decision.
Your data
Information you share with us — including sensitive details like income or medical history — is used solely to prepare recommendations for you and is not sold to third parties. See our Privacy Policy for full details.
Questions about this disclosure
If anything here is unclear, or you want to know whether a specific recommendation involves a referral relationship, ask us directly — we'd rather over-explain than leave you guessing.
Questions about how we work?
Ask us anything about our compensation or independence — directly, on WhatsApp.